1

Step 1

Choose how much cash you want & fill in the application.
2

Step 2

Verify your loan by SMS & email
3

Step 3

Once approved cash is transferred to your bank account in 1 lump sum
4

Step 4

3 equal monthly payments

Money comes out of your bank account automatically

Moneywisely.co.za is a payday loan direct lender. This means if you have a successful loan application with us we will communicate and lend directly to you. In the event that we are not able to help you, we are also a broker and we will link you to panel of consumer credit companies who might be able to offer you: loan products, with loan terms from 1 to 6 months, loan comparison websites to give you access to the comparison of loan products or credit reports companies to help you understand credit ratings and make informed credit decisions.

How much can I borrow?

At moneywisely.co.za, we are a direct lender offering customers up to R5, 000 loans. A loan from moneywisely.co.za is different to a payday loan because customers have the flexibility to repay over 3 months in equal monthly instalments.

Apply Online

Our entire application is online and takes only a few minutes to complete. Once you have filled in your details, we will carry out a series of affordability and credit checks and you will receive an instant decision letting you know if you have been successful or not. If provisionally accepted, our underwriting team will get in touch with you over the phone or email to confirm a few quick details and then we can transfer funds within one hour.

Am I Eligible?

As responsible lenders, customers need to meet the following criteria before applying:

  • Over 18 years of age
  • South Africa resident
  • In current employment and take home a minimum of R4000 a month

What happens if I am declined?

We are a direct lender and we will directly lend to anyone who has a successful application with us. In the event that we are not able to help you, we are also a broker and we will link you to panel of consumer credit companies who might be able to offer you: loan products, with loan terms from 1 to 6 months, loan comparison websites to give you access to the comparison of loan products or credit reports companies to help you understand credit ratings and make informed credit decisions.

Useful Information

What Is APR?

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